Soon after a death, you need to plan for a funeral service. As during the funeral, the body of the deceased is present, all the necessary arrangements need to be done within a day or two. As for making funeral arrangements you need to spend money, it becomes very essential to have an idea about funeral costs.
According to the U.S. Federal Trade Commission: “A traditional funeral, including a casket and vault, costs about $6,000, although ‘extras’ like flowers, obituary notices, acknowledgment cards or limousines can add thousands of dollars to the bottom line. Many funerals run well over $10,000.” The cost of the burial or cremation is additional.
Most people while planning a funeral take help of the services offered by a funeral home. Funeral homes can be locally owned or owned by a national corporation. At the time of arranging a funeral you need to tell the funeral director about your budget. Once you have put forward your preferences, you will receive a fully itemized written quotation from the funeral home.
However, before contacting the funeral director of a nearby funeral home, you need to aware of the fact as how they will be charging you for their services.
The charges are generally divided into three main sections:
Basic service fee:
First of all, there will be basic service fee for the funeral director and staff. It is compulsory to pay these fees which will be charged for the services that are common to all funerals, irrespective of specific demands or arrangements preferred by you. The basic fee will include the cost of funeral planning, fees required to get necessary permits and obtaining the death certificate, sheltering the dead body, funeral ceremony and viewing, and coordinating the arrangements with the crematory, burial ground authorities and so on.
Other services and merchandise cost:
Along with the basic fee charged by the funeral home, you need to make extra payments for other important services offered by them such as transportation of the dead body, casket, cremation or burial fees, embalming, use of the funeral home for the viewing, use of other equipments such as cremation urns, memorial stones and so on.
The funeral home will charge you money for any goods or services it buys on your behalf from outside vendors. Such charges can be for flowers you want to use at the funeral service, obituary notices, pallbearers, honorariums, guest books, officiating clergy, and musicians. Here you need to keep in mind some funeral homes will charge you the exact cost for the items they have purchased from other vendors, while there are some funeral homes who will also charge some extra money for their services. A funeral home will have their policies in writing and you can know about their costing policies along with their refund and discount policies in advance. In all U.S. states, according to law all funeral homes must give you a detailed price list if you ask for it.
The average funeral cost in America has seen steady growth over the last two decades. But the cost can vary a lot depending upon what you want for a funeral and your budget for the funeral service. So, by knowing about funeral costs in advance it can help people to save money properly while they are alive. This will help the survivors to know from where they need to spend money to meet the funeral expenses. If things are not planned properly, survivors may have to face difficulty in meeting monthly expenses.
To conclude, now you have an idea about average funeral cost in the USA and how many different costs can be there in a typical funeral.