100% Secure Shopping Guarantee
We at Memorials.com guarantee that every transaction you make will be 100% safe!!! Protecting your privacy and providing you with a secure online shopping experience is our top priority!!!
Memorials.com works with Authorize.net to make sure your safety is guaranteed. Authorize.net is on the cutting edge of security technology. Together we will provide you with the highest level of security possible.
Your online shopping transactions with Memorials.com are not just secure by Authorize.net, but are protected by Memorials.com Secure Shopping Guarantee. The Memorials.com Secure Shopping Guarantee will protect you in the event of unauthorized charges made on your credit card. In case unauthorized or fraudulent charges are ever made to your credit card as a result of shopping at Memorials.com, you will not have to pay for them.
Under U.S. federal law, your bank or credit card company cannot hold you liable for more than $50.00 of fraudulent charges. In the event that your credit card is used in a fraudulent manner as a result of your online shopping at www.memorials.com, Memorials.com will cover your liability up to the full $50.00, providing: 1) you have notified your credit card company in accordance with their reporting procedures, 2) the unauthorized use of your credit card resulted from no cause of your own, and 3) the loss resulted from purchases made at Memorials.com while using our secure server.
Our belief is that once you understand our security measures and shopping guarantee as outlined above, as well as the steps you can take to protect yourself, you'll be as confident about the security of your online transactions as we are. However, in case you are still uncomfortable with submitting your personal information via the Internet for any reason, please feel free to contact us over the phone at 800.511.5199 to place your order.
Protecting Transaction Data:
Authorize.Net uses the latest 128-bit Secure Socket Layer (SSL) technology for secure Internet Protocol (IP) transactions.
Securing Customer Data:
We employ industry leading encryption hardware and software methods and security protocols to protect customer information. Authorize.Net is certified as compliant with card association security initiatives including the Visa Cardholder Information Security Program (CISP), MasterCard® (SDP), and Discover Information Security and Compliance (DISC).
Our Fraud Management Department is committed to providing merchants with tools and best practices to prevent fraud. Industry initiatives such as Address Verification System (AVS) and Card Code Verification (CCV/CVV2/CID) provide a high level of protection as part of our standard payment gateway features. Our exclusive [Fraud Detection Suite (FDS)] helps Web merchants identify and evaluate suspicious transactions. We also support cardholder authentication programs Verified by Visa and MasterCard Secure Code™. Learn more about protecting yourself from fraud in our ]Fraud Prevention Center].
How Can I Ensure Security:
The most important defense in preventing the theft or unwanted viewing of personal information is to be sure you are using a security-enabled browser such as Microsoft Internet Explorer (version 2.1 or greater) or Netscape Navigator (version 2.0 or greater). These browsers offer you the ability to receive an alert or pop-up when any of the following situations are about to occur:
- You are changing between secured and unsecured transmission modes.
- You are receiving suspicious or invalid site identification for the site to which you are trying to transmit data.
- You are about to send data over an unsecured or open connection.
Under your browser's security preference settings, be sure the above features (and any other security measures) are checked.
If in doubt, you can confirm whether your connection is secure by looking for these security measure identifiers on your browser:
- A "closed lock" icon in the bottom right corner of your screen (if using Microsoft Internet Explorer) or an "unbroken key" icon in the lower left corner (if using Netscape Navigator)
- A security symbol to indicate you're operating in a mode that supports secure transmissions
- The beginning letters of the URL identifying the site address will change from "http:" to "https:" if you're accessing a secure server.
Authorize.Net Secure Technology
How secure is Authorize.Net?
Authorize.Net is uncompromising when it comes to providing merchants with secure, trustworthy payment processing services. For receiving and transmitting customer payment information Authorize.Net implements the most advanced Internet security protocols including 128-bit Secure Sockets Layer (SSL). In addition, Authorize.Net consistently employs an extensive number of strong practices, procedures and industry leading technologies to maintain tight security for the entire payment gateway platform. We also maintain compliance with high quality security programs developed by the card associations, such as Visa Confidential Information Security Program (CISP) and MasterCard Site Data Protection (SDP); and are continuously investing time and money to maximize the security surrounding the payment gateway.
What is Secure Sockets Layer (SSL)?
Secure Sockets Layer (SSL) is an Internet protocol that safeguards electronic communications between two or more computers. For a communication or transaction that is transmitted over an “end to end” SSL connection, the computer initiating the transmission will open an SSL connection. This means that when Computer A sends a request to Computer B to transmit information, Computer A will include a digital certificate—a complex authentication tool that is basically a third-party issued certification that Computer A is a trustworthy source. Computer B then accepts the transmission and, in the event that Computer B has information to return to computer A, the SSL connection may remain open until the transaction between the two computers is complete.
Server-side SSL can also be used in the event that Computer A doesn’t have the necessary digital certificate or the ability to open an SSL connection to submit a communication to Computer B. However, Computer B may have some other means of authenticating the trustworthiness of Computer A or other computers that are submitting communication requests. Any transmissions sent to other computers by computer B will be transmitted via an SSL connection to those computers. In this case, the SSL connection is terminated once Computer B has completed its transmission.
When transmissions are sent over an SSL connection, they cannot be intercepted, viewed or modified by other parties on the Internet. As such, customer payment information is transmitted securely.
How secure is submitting transactions over the Internet?
Submitting transactions over the Internet can be as secure as providing credit card or check payments in person. All parties involved with processing any payment transaction—including customers, merchants, merchant service providers or businesses that handle customer payment information, and payment gateways—should be vigilant about protecting customer payment information.
For merchants and merchant service providers that may handle customer payment information, there are many payments industry security initiatives and programs in place that are designed to safeguard customer payment and other sensitive information—programs with which in many cases they are required to prove compliance. As you seek merchant service providers to work with, be sure to find out about their efforts to meet industry standard security requirements and practices. A professional organization will do everything in their capacity to meet and maintain the highest levels of Internet security—which is why Authorize.Net is compliant with maintaining the highest industry security standards. Authorize.Net is committed to safeguarding customer information and combating fraud. We have implemented industry leading security initiatives, and our merchants are protected by the strongest encryption methods and security protocols available. We continue to develop new solutions to provide our merchants and their customers with confidence and security.
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